Adulting is real, and whether you’re ready to embrace that idea, there’s no turning back now—it’s time to find your own living space.
If it’s your first time searching for a property, then this article is for you. Here are 3 practical tips for first-time millennial homebuyers in Chico, CA. This is your starting point as you begin your journey in owning your first home in the “City of Roses”.
There are plenty of houses on the market which means there is something out there that will suit your needs!
Let’s get started.
Get prequalified first. This is the initial step for any Chico home buyer to make sure that you can afford a property and that it’s within your budget.
The lender will give you an idea of how much home loan you qualify for after evaluating your credit score, income level, the total debt amount, etc.
You’ll have to provide proof of identification, your most recent pay stub, and proof of residence.
Enjoy this fun part while it lasts! Use websites to browse the best listings for homebuyers in Chico, CA.
Also, make sure to perform an inspection on the property with licensed inspectors from reputable companies such as certified Chico home inspectors.
And don’t forget to do your due diligence – check out the different neighborhoods, local schools, and crime statistics in Chico, CA, to determine which area is right for you.
As a millennial homebuyer, choosing a real estate agent is the biggest decision you need to make.
In this process, it’s essential to find someone who is knowledgeable and experienced because they’ll have insights about neighborhoods that might not appear on paper or online listings. You want an expert around to help! That way, your home-buying experience will be a pleasant one.
There are many properties that come with affordable monthly mortgage payments for first-time home buyers just like you in Chico, CA.
You can start your search by checking out the different neighborhoods, schools, and backgrounds of each area here on our website to see where it is best suited for you.
As a first-time homebuyer, it’s imperative to ask an agent who will represent and close the deal. Your agent will save you time and stress as they are experts in the real estate industry.